Living in Hamilton as an expatriate

Visa requirements

Expats seeking to reside in Hamilton require a Temporary Residence Certificate (TRC), which is valid for up to two years. The TRC allows expats to live, work, and study in Bermuda. The application process is complicated and involves submitting several documents, including a police certificate, medical reports, and financial evidence. Bermuda doesn't have a residency card scheme or offer permanent residency.

Language resources

Although English is widely spoken in Hamilton, it is essential to learn some basic Bermudian Creole phrases to integrate into the local community. Resources for learning Bermudian Creole and English include the Bermuda College, the Bermuda Institute of Education and Learning, and the Centre for Learning Language (CALL).

Housing

The cost of housing in Hamilton is relatively high due to the city's popularity among expats and residents. A one-bedroom apartment in a central location can cost around $1,500 to $2,000 per month. A two-bedroom apartment can cost between $2,000 to $3,000 a month, while a three-plus bedroom house can cost in excess of $4,500 a month. The prices for rental properties are inclusive of utilities, insurance, and refreshments. Renters are also responsible for internet and telephone costs.

Groceries

Hamilton's grocery costs are high due to the city's location and limited supply chain. Imported products, in particular, are relatively expensive, with some items being priced similarly to those in major cities. Groceries for a family of four can cost between $1,200 to $1,600 a month.

Transportation

Hamilton's public transportation system is affordable, with an average cost of $7.00 for a one-way ticket. A seven-day bus pass costs around $26, while a 28-day pass costs $84. Taxis are readily available and relatively expensive, with flag fall charges starting at $10.50 during peak hours and $9.00 during off-peak hours.

Hamilton enjoys a subtropical climate characterized by mild summers and cool winters. The city experiences an average yearly temperature of 19°C, with high humidity during the summer months. Bermuda typically experiences significant sea breezes due to its geography, which provide relief from the heat and humidity.

Hamilton's job market primarily revolves around finance, business, and tourism. The city is home to many leading firms, including insurance giants such as Axis, RenRe, and Everest Re. Furthermore, several international banks have operations in Hamilton, including Standard Chartered, Royal Bank of Canada, and Butterfield Bank. Expats with skills in these fields will enjoy excellent job prospects in Hamilton.

In Hamilton, healthcare is of a high standard, and medical facilities are readily available. The city is home to several prestigious hospitals, including the Bermuda Hospital Board, which is the only acute care hospital in Bermuda. Moreover, there is an array of private clinics and healthcare providers offering primary care, specialists, and ancillary services.

Hamilton's transportation system is efficient and reliable, with the main mode of transportation being buses operated by the Bermuda Transportation Authority (BTA). The city is divided into six bus routes that cover all major areas, providing a hassle-free way for commuters to navigate the island. Additionally, there are several options for car rentals, taxis, and water transport.

Hamilton is considered a safe city, thanks to Bermuda's low crime rate. However, it is essential to take standard precautions in major urban areas, such as walking in groups after dark and avoiding deserted areas. Expats should familiarize themselves with the local culture and norms to blend in and minimize their exposure to criminal activities.